![]() ![]() If these homeowners tried to refinance their properties with the new lower interest rates, they found themselves getting turned down. ![]() By the time all was said and done, many homeowners found themselves with a house whose mortgage was now higher than the total value of their home. In 2008 the housing bubble burst, and this caused home prices to go into a free fall. Official information about the Home Affordance Refinance Program (HARP) is located at. is not associated with FHFA or any government program. Home Affordable Refinance ProgramĀ® and HARPĀ® are registered trademarks of the Federal Housing Finance Agency (FHFA).
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